With over 100,000 IPhone Apps and more than 300 new apps created every day, it can be impossible to find apps that are worth the download.  Here is a list of my current top 10 favorite FREE iphone apps (in no particular order).

Urban spoon - Shake your phone and this app will suggest a local restaurant to eat at.  Sorted by city, type of food and price, Urban Spoon will serve up a world of choices.

Pandora - free internet radio.  This app will build a custom radio station based on your faviorite artists

Flixster - movie showtimes, previews and reviews

Shazam - need to know what that annoying song playing overhead at the grocery store is?  Shazam will tell you

USA Today - great news app.  Really like the daily pictures

AP Mobile - Another great news source

Kindle - plenty of free content, but great paid content as well

InstaPaper - find an interesting article on your computer?  Hit the Instapaper icon and that article will be formatted for the iphone and synched to your phone for reading at your leisure.

Toobz Free - hours of mindless entertainment

Boxed In - Great puzzle game

I read an article recently that said that FBI director Robert Mueller doesn't use online banking at all because he almost fell for a classic "phishing" scam.  According to the article, he received an email that appeared to be from his bank and began following the instructions in the email.  Fortunately for his credit score, he caught on to the scam at the last minute.  In a classic knee jerk reaction, he now refuses to use internet banking at all.  What does this say about the state of internet security if someone with as much access to world-class security software as the director of the FBI is susceptible to internet fraud?

I certainly understand there are high risks to using internet banking.  I've read tons of horror stories about people whose financial lives have been ruined by identity theft.  We've all seen the fake emails from our bank, or from the IRS that look almost legitimate.  Even so, the convenience of internet banking outweighs the risks for me - as long as my wife and I practice safe computing.

Here are some tips for safe browsing:

• Don't click on links or attachments in emails you aren't expecting.  If you need to do something at yoyr bank, go directly to your bank's website.
• Assume any message from your bank informing you that you need to sign in to update your information is junk.  Because of the prevalence of scans, most banks won't use email to communicate this type of information.  You'll get a letter in the mail or a pop-up on the website when you sign in.
• Patch, patch, patch.  Keep your operating system and security software up to date.
• Watch your account activity.  The best way to know if your accounts are compromised is to keep a close watch on the transactions.  The sooner you know about traffic that's not yours, the better.
• Use your annual free credit report.  We all get one free report a year.  Use it to see if any repair needs to be done.
• If you have wi-fi at your house, don't leave your computers on.  Wi-fi is a leaky vessel and embarassingly easy to compromise.  If you leave your computers sitting idle, connected to the internet for huge amounts of time, you're asking for trouble.
• Everyone needs a good firewall and good antivirus software.  There are plenty of free or cheap options available that do a pretty good job.

Here's a list of some of the Cool Features in Windows 7:

• AeroShake - Hover your mouse overt the title bar of your active window, left-click and then shake your mouse.  All inactive windows disappear.  Shake again and everything comes back.
• Switch through documents with ease - Windows 7 groups all windows by type, for instance all open word documents will appear under the Word icon, all open email messages will be grouped under the outlook icon.  If you hold the CTRL key and click with your mouse on the document icon, each click will change the document will window to the next document in the order that you opened them.
• Use the windows shortcut key to move documents between multiple monitors.  If you click the Windows key + Shift + Right arrow, your active window will move to the right monitor at the same relative size it was before you moved it.
• Also, Click the Windows button plus the arrow keys to auto-resize your active window.  Windows + up maximizes the window.  Windows + left sizes your window to take up the left half the screen.  Great for viewing docs side by side
• The new calculator app has been given a dose of steroids.  It now includes the following modes: standard, scientific, programmer, statistics, unit conversion (temperature, weight, area, time).   It also has built in mileage, mortgage payments, lease payment and date calculations.

These are just a few of my favorite Windows 7 features.  There are many other cool new features of windows 7 including Jump Lists, Peeking and librarires.

U2 in Vegas 1 from Mattson Creative on Vimeo.

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